Terms and conditions
Date: June 2025
1. Regulatory information
https://www.xfpayment.com/ It is a website operated by XFPAYMENT (“we”). We have entities and are subject to various regulatory agencies’ constraints. As shown below (non exhaustive):
XFPAYMENT International Limited
As an electronic currency institution, it is regulated by the Hong Kong Financial Conduct Authority (EMI).
XFPAYMENT International Limited
As an electronic currency institution, it is regulated by the Hong Kong Financial Conduct Authority (EMI).
2. Terms of Use
By accessing and using our website, you acknowledge that you have read, understood, and agreed to comply with these terms of use. If you do not agree to these terms, it means that you are prohibited from using our website.
We suggest that you print a copy of these Terms of Use for future reference.
These Terms of Use outline our collection, storage, disclosure, and utilization of personal information collected from you. Using our website includes accessing, browsing, or registering to use our website. Before starting to use, please carefully read the terms of our website. By using our website, you accept these terms and agree to abide by them.
The content provided on this website is intended for general reference only. We strive to ensure that the information published on our website is up-to-date and accurate, but we do not make any express or implied representations or warranties of completeness, accuracy, reliability, applicability or availability of the website or information, products, services or related graphics included on the website for any specific purpose. Any reliance on such information is entirely at your own risk.
We suggest that you print a copy of these Terms of Use for future reference.
These Terms of Use outline our collection, storage, disclosure, and utilization of personal information collected from you. Using our website includes accessing, browsing, or registering to use our website. Before starting to use, please carefully read the terms of our website. By using our website, you accept these terms and agree to abide by them.
The content provided on this website is intended for general reference only. We strive to ensure that the information published on our website is up-to-date and accurate, but we do not make any express or implied representations or warranties of completeness, accuracy, reliability, applicability or availability of the website or information, products, services or related graphics included on the website for any specific purpose. Any reliance on such information is entirely at your own risk.
3. Security procedures and account information
If you choose or have been assigned a user identification code, password, or any other secure information as part of our security agreement, you are obligated to keep such information confidential. It is strictly prohibited for you to share this information with any third party.
We reserve the right to disable any user identification code or password, whether it is chosen by you or determined by us at any time, if we reasonably believe that you have not complied with any part of these Terms of Use.
If you become aware or suspect that anyone other than you knows your user identification code or password, you must immediately send an email to oper@xfpayment.com Please ensure that the subject line of your email clearly states’ Website Terms of Use – Password Issues’ so that we can promptly address your concerns.
We reserve the right to disable any user identification code or password, whether it is chosen by you or determined by us at any time, if we reasonably believe that you have not complied with any part of these Terms of Use.
If you become aware or suspect that anyone other than you knows your user identification code or password, you must immediately send an email to oper@xfpayment.com Please ensure that the subject line of your email clearly states’ Website Terms of Use – Password Issues’ so that we can promptly address your concerns.
4. Additional terms applicable to your use of our website
In addition to these Terms of Use, the following policies also apply to your interaction with our website:
The Privacy
This document outlines the terms under which we process any personal data collected from you or provided by you. By using our website, you acknowledge and agree to this processing, and you confirm that all data you provide is accurate and complete.
Cookie Policy
This policy provides detailed information about the cookies used on our website. It explains how to use cookies to enhance your browsing experience and how to manage your cookie preferences.
By continuing to use our website, you accept these additional policies and guarantee that all information you provide is true and accurate. We encourage you to carefully read these policies, understand our practices, and your personal rights regarding data and cookie usage.
By continuing to use our website, you accept these additional policies and guarantee that all information you provide is true and accurate. We encourage you to carefully read these policies, understand our practices, and your personal rights regarding data and cookie usage.
5. Changes to this clause
We may revise these terms of use at any time by modifying this page. Please check this page to periodically remind you of any changes we have made, as these changes are binding on you.
6. Limitation of Liability
To the maximum extent permitted by applicable law, we deny all conditions, warranties, representations, or other terms that may apply to our website or any content on it, whether express or implied.
Nothing in these Terms of Use excludes or limits our liability in the following areas:
Death or personal injury caused by our negligence.
Fraudulent or fraudulent false statements.
Any other liability that cannot be excluded or limited by applicable laws and regulations.
We are not responsible for any loss or damage to any user, whether in contract or tort, including negligence, breach of legal obligations, or other circumstances arising from other reasons, even if these actions were foreseeable
Use or inability to use our website.
Use or rely on any content displayed on our website.
For consumer users:
Our website is for home and private use only. You agree not to use our website for any commercial or business purposes. We are not responsible for any loss of profit, loss of business, business interruption, or loss of business opportunities.
For business users:
We are not responsible for:
Loss of profit, sales, business or revenue.
Business interruption.
Expected loss of savings.
Loss of business opportunities, goodwill, or reputation.
Any indirect or consequential loss or damage.
We are not responsible for any loss or damage caused by the following reasons:
Viruses, distributed denial of service attacks, or other technically harmful attacks may infect your computer devices, programs, data, or other proprietary materials due to your use of our website or downloading any content from it, or downloading any content from any website linked to it.
We do not link to our website. Such links should not be interpreted as our endorsement of these linked websites. We will not be responsible for any loss or damage that may arise from your use of them.
Different limitations and exclusions of liability will apply to any liabilities arising from the goods we supply to you, as detailed in our Seller Service Agreement.
Nothing in these Terms of Use excludes or limits our liability in the following areas:
Death or personal injury caused by our negligence.
Fraudulent or fraudulent false statements.
Any other liability that cannot be excluded or limited by applicable laws and regulations.
We are not responsible for any loss or damage to any user, whether in contract or tort, including negligence, breach of legal obligations, or other circumstances arising from other reasons, even if these actions were foreseeable
Use or inability to use our website.
Use or rely on any content displayed on our website.
For consumer users:
Our website is for home and private use only. You agree not to use our website for any commercial or business purposes. We are not responsible for any loss of profit, loss of business, business interruption, or loss of business opportunities.
For business users:
We are not responsible for:
Loss of profit, sales, business or revenue.
Business interruption.
Expected loss of savings.
Loss of business opportunities, goodwill, or reputation.
Any indirect or consequential loss or damage.
We are not responsible for any loss or damage caused by the following reasons:
Viruses, distributed denial of service attacks, or other technically harmful attacks may infect your computer devices, programs, data, or other proprietary materials due to your use of our website or downloading any content from it, or downloading any content from any website linked to it.
We do not link to our website. Such links should not be interpreted as our endorsement of these linked websites. We will not be responsible for any loss or damage that may arise from your use of them.
Different limitations and exclusions of liability will apply to any liabilities arising from the goods we supply to you, as detailed in our Seller Service Agreement.
7. Viruses, hacker attacks, and other illegal activities
You are not allowed to:
By intentionally introducing viruses, Trojan horses, worms, robots, logic bombs to misuse websites or any other malicious software.
Attempting to access this website without authorization, i.e. any server, computer, or database stored on or connected to this website.
We do not guarantee that the website is secure or free from errors or viruses. Yes, it is your responsibility to ensure that you have the latest and effective antivirus and anti malware software on your mobile phone, tablet, computer, server, network infrastructure, or any other device for your transactions with us. If you believe that any device you are trading with us has been infected with any malicious software, you must immediately call us to notify us.
By intentionally introducing viruses, Trojan horses, worms, robots, logic bombs to misuse websites or any other malicious software.
Attempting to access this website without authorization, i.e. any server, computer, or database stored on or connected to this website.
We do not guarantee that the website is secure or free from errors or viruses. Yes, it is your responsibility to ensure that you have the latest and effective antivirus and anti malware software on your mobile phone, tablet, computer, server, network infrastructure, or any other device for your transactions with us. If you believe that any device you are trading with us has been infected with any malicious software, you must immediately call us to notify us.
8. Contact Us
To contact us regarding these terms of use, please send an email to oper@xfpayment.com The subject of the email states’ Regarding the use of website terms’.
Thank you for visiting our website.
Thank you for visiting our website.